Terms of Service.

Agreement

These Terms of Service (“Terms”) form a legally binding agreement between you and Apps for Good (“we”, “us”, or “our”) governing your access to and use of our websites, mobile applications, and related services (together, the “Services”).

By accessing or using the Services, you agree to these Terms. If you do not agree, do not use the Services.

These Terms apply from 11 July 2026 unless we publish a later effective date.

Licence to use

We grant you a limited, non-exclusive, non-transferable, revocable licence to access and use the Services for your personal or internal household use, in accordance with these Terms.

We (and our licensors) retain all right, title, and interest in the Services, including software, branding, text, graphics, and other intellectual property. You may not copy, modify, reverse engineer, redistribute, or create derivative works from the Services except as allowed by law or with our prior written consent.

Accounts and eligibility

• You must provide accurate information where an account is required and keep your credentials secure.
• You are responsible for activity under your account.
• You must be capable of forming a binding contract under applicable law to use the Services.

Acceptable use and termination

• Do not misuse the Services, attempt unauthorised access, probe or disrupt systems, or interfere with other users.
• Do not upload unlawful, harmful, infringing, fraudulent, or misleading content.
• Do not use the Services to provide regulated advice you are not authorised to give, or to misrepresent estimates as professional advice.
• We may suspend or terminate access, without prior notice where reasonably necessary, if you breach these Terms, create safety or abuse risk, or if we are required to do so by law.
• On termination, your licence ends. Provisions that by nature should survive (including disclaimers, liability limits, indemnity, and governing law) continue to apply.

Service and terms changes

Features, availability, pricing, and third-party integrations may change as products evolve. We do not guarantee uninterrupted or error-free operation.

We may update these Terms from time to time. Continued use after changes are posted constitutes acceptance of the updated Terms, except where applicable law requires otherwise. Material changes will be reflected by an updated effective date on this page.

Home Buyers App: what it is

Home Buyers App is a home-buying workspace for organising listings, notes, household discussion, and Australian property-cost estimates. It is a product of Apps for Good.

• It is not a property portal, marketplace, listing board, or brokerage.
• It does not sell properties, broker transactions, or replace a real estate agent, lender, mortgage broker, solicitor, conveyancer, accountant, or financial adviser.
• Ads may appear on free mobile builds.
• Buy Mode is not currently purchasable. Any future paid features will be described in-product and in updated Terms before they are offered for sale.

Home Buyers App: estimates only (no advice)

Repayment, stamp duty, lenders mortgage insurance (LMI), and related calculator outputs are estimates only. They are generated from user inputs and general assumptions and may be incomplete, outdated, or incorrect for your situation.

• They are not financial, investment, lending, legal, tax, accounting, or conveyancing advice.
• They are not an offer of credit, a loan approval, a quote, or a binding assessment of duty, tax, or insurance.
• You must independently verify all figures with a qualified professional and, where relevant, your lender, broker, solicitor or conveyancer, and the applicable revenue office before making any decision.
• You alone are responsible for decisions you make about inspecting, bidding, buying, financing, or contracting in relation to property.

Disclaimers

To the maximum extent permitted by law, the Services are provided on an “as is” and “as available” basis. We do not warrant that estimates, content, or features will be accurate, complete, current, or fit for a particular purpose.

Without limiting the above, we do not warrant the accuracy of stamp duty, LMI, repayment, or other financial estimates, or that the Services will meet your legal, tax, or financing requirements.

Limitation of liability

Nothing in these Terms excludes, restricts, or modifies any consumer guarantee, right, or remedy you may have under the Australian Consumer Law (ACL) or any other law that cannot be excluded or limited.

If the ACL or other non-excludable law applies and we are permitted to limit our liability for a failure to comply with a consumer guarantee, our liability is limited, at our option, to resupplying the Services or paying the cost of resupply, or to repairing or replacing goods or paying the cost of repair or replacement, as applicable.

Subject to the ACL and any non-excludable rights: we are not liable for any indirect, incidental, special, consequential, or punitive loss; loss of profits, revenue, data, goodwill, or opportunity; or loss arising from reliance on estimates or content in the Services, whether in contract, tort (including negligence), statute, or otherwise, even if we have been advised of the possibility of such loss.

Subject to the ACL and any non-excludable rights, our aggregate liability to you for all claims arising out of or in connection with the Services or these Terms is limited to the greater of (a) the amounts you paid us for the Services in the 12 months before the claim, and (b) AUD $100. If you have paid us nothing for the relevant Services, that cap is AUD $100 to the extent permitted by law.

Indemnity

You agree to indemnify and hold harmless Apps for Good and our officers, employees, and contractors from and against claims, losses, damages, liabilities, costs, and expenses (including reasonable legal fees) arising out of or in connection with: your misuse of the Services; your breach of these Terms; content you upload or share; or your violation of any law or third-party right, except to the extent caused by our fraud, wilful misconduct, or negligence where such exclusion is not permitted by law.

Governing law (New South Wales)

These Terms are governed by the laws of New South Wales, Australia. Subject to any non-excludable rights you may have, you submit to the exclusive jurisdiction of the courts of New South Wales and courts entitled to hear appeals from those courts.

Privacy and account deletion

How we handle personal information is described in our Privacy Policy.

If you need to delete a Home Buyers App account, follow the instructions for account deletion.

Contact

Questions about these Terms: support@appsforgood.net.